News & Blog


News
2026-02-13

Building Communities: ABLE Inc.

For more than four decades, ABLE, Inc. has empowered people with disabilities acros...
News
2025-12-10

Bravera Bank welcomes Monson

ALBERTVILLE, MINN. – Nick Monson recently joined Bravera Bank in Albertville in the...
News
2025-12-08

Tostenrud Named Prairie Business 40 Under 40

Chelsey Tostenrud, Bravera Wealth retirement plan advisor, was recognized as one of...
News
2025-11-28

Bravera Contributes $140,000 for New Minot Gym Floor

MINOT, N.D. — Bravera is proud to announce a pledge of $140,000 to the Minot Family...
News
2025-11-12

Bravera Bank welcomes Schumacher

MANDAN, N.D. – Jared Schumacher recently joined Bravera Bank in Mandan in the role ...
News
2025-11-06

Bravera Donates $25,000 to Great Plains Food Bank

BISMARCK, N.D. — In response to Governor Kelly Armstrong’s recent directive allocat...
News
2025-11-03

Kneisl Named 2025 BankBeat Women in Banking Honoree

KERKHOVEN, MINN. – In fall 2021, Deb Kneisl learned that Dickinson, North Dakota-ba...
Mortgage Resources
2025-10-31

Making a Down Payment on a House

A lot goes into buying a home, but one of the biggest hurdles for many is saving eno...
Budgeting & Saving Resources
2025-10-31

Check it Out

Still stashing money under beds, in ceiling tiles, or under floorboards? ...
News
2025-10-27

Bravera Bank to Open New Branch in Billings Heights

Bravera Bank plans to open a third location in Billings. The new branch will be loc...
News
2025-10-15

Bravera Bank Selects Spiral to Boost Customer Savings

On October 14, Spiral, an award-winning platform redefining personalized banking, a...
News
2025-10-13

Bravera Pledges $250,000 to Daylis Stadium Project

Bravera Bank is proud to announce a $250,000 gift to the Education Foundation for B...
News
2025-10-07

Bravera Insurance named a 2025 Best Practices Agency

DICKINSON, ND – Bravera Insurance has earned the 2025 Best Practices Agency designat...
News
2025-10-03

Bravera Holdings Corp. Expands Footprint with Proposed Acquisition of VISIONBank

Bravera Holdings Corp., the holding company for Bravera Bank, a leading banking, wea...
News
2025-09-12

Bravera Named A Top USDA Rural Lending Partner for Third Straight Year

Bravera has once again been recognized by the U.S. Department of Agriculture (USDA)...
News
2025-09-05

VISIONBank is becoming Bravera

Bravera Bank is proud to announce that VISIONBank, which operates three branches in ...
News
2025-09-03

Feland Named Bismarck Mandan Chamber EDC 20 Under 40

JP Feland, compliance manager at Bravera, has been named one of the Bismarck Mandan ...
Security and Fraud Resources
2025-07-25

Risk Management: Cyber Security

Cyberattacks are on the rise. ...
Loan and Credit Resources
2025-07-22

Credit Scores

A credit score is a number that potential lenders will use to determine whether they...
Budgeting & Saving Resources
2025-07-22

Budgeting

A practical, workable budget is one of the most crucial tools in your financial well...
Wealth Management Resources
2025-07-22

Wills

Where there's a will, there's a way to make your wishes known. ...
College Resources
2025-07-22

The Cost of College Life

One of the many mysteries of college, especially freshman year, is what being there ...
College Resources
2025-07-22

Working with a Landlord

You’ve got rights as a renter. Of course, your landlord has rights too. ...
Wealth Management Resources
2025-07-22

Investing with Care

If a deal seems too good to be true, it probably is. ...
Business Resources
2025-07-22

Business Structure Coach

The structure you choose for your business will impact your tax bill, ability to att...
College Resources
2025-07-22

College Budget Breakdown

Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to...
Loan and Credit Resources
2025-07-22

Using Credit

It's important to be aware of everything you're agreeing to when using credit but, w...
College Resources
2025-07-22

Filling Out the FAFSA

...
Budgeting & Saving Resources
2025-07-22

Saving with a Purpose

Saving with a purpose is the secret to making your goals a reality. ...
Kids and Teen Resources
2025-07-22

The 50/30/20 Rule for Teens

No matter how much money you have or where you get it—your job, allowance, or birthd...
Loan and Credit Resources
2025-07-22

What a Car Loan Costs

When shopping for a car, it's usually best to start by shopping for a car loan. When...
Wealth Management Resources
2025-07-22

Early Withdrawals From Retirement Savings

Whether you find yourself laid off from work, facing a medical emergency, or confron...
Kids and Teen Resources
2025-07-22

Preparing for a Baby

Are you adding a child to your family? Congratulations! Whether it be through birth ...
Wealth Management Resources
2025-07-22

Social Security Basics

Since its introduction in the wake of the Great Depression, Social Security has evol...
Kids and Teen Resources
2025-07-22

The Cost of Baby's First Year

Adding a baby to the family is exciting and expensive. Discover how much you’ll need...
Budgeting & Saving Resources
2025-07-22

Income and Expenses

Making and spending money is a part of everyday financial life. ...
College Resources
2025-07-22

Find a Place to Rent

For many, finding a place to rent in a tight rental market is daunting, but by prepa...
Security and Fraud Resources
2025-07-22

Recognizing and Avoiding Scams

Con artists cheat Americans out of billions of dollars every year. Recognizing red f...
Budgeting & Saving Resources
2025-07-22

Trim Your Budget

Reducing your monthly expenses is a surefire way to keep more money in your pocket, ...
Wealth Management Resources
2025-07-22

Portfolio Building

As logical as it might seem to look for the perfect stock, bond, or mutual fund and ...
Loan and Credit Resources
2025-07-22

Credit Card Payoff Calculator

Using a credit card is easy. But choosing one isn’t always simple. ...
Budgeting & Saving Resources
2025-07-22

The Upside to Frugality

Frugal living discussions often talk about pinching pennies or “stretching a dollar....
Budgeting & Saving Resources
2025-07-22

Emergency Funds

One of the most effective tools for preventing a large-scale financial disaster is a...
Loan and Credit Resources
2025-07-22

Repairing Credit

Not sure where to begin repairing a less-than-ideal credit score? ...
College Resources
2025-07-22

Repaying Student Loans

More than half of all college graduates have used student loans to pay tuition and o...
Wealth Management Resources
2025-07-22

Transitioning to Retirement

Transitioning to retirement takes planning and preparation. But if you're wise, you ...
Budgeting & Saving Resources
2025-07-22

8 Tips to Reduce Your Food Bill

Buying food is essential, but if you’re not careful, it can also eat into your budge...
Wealth Management Resources
2025-07-22

Trusts

A trust, similar to a will, is a way to designate what happens to a person’s belongi...
Budgeting & Saving Resources
2025-07-22

Envelope Budgeting

While traditional envelope budgeting may feel a little extreme, there are plenty of ...
Business Resources
2025-07-22

Attracting Employees

By knowing what you’re looking for in an employee and providing incentives to attrac...
Business Resources
2025-07-22

Asset Depreciation Calculator

How to Calculate Asset Depreciation ...
Kids and Teen Resources
2025-07-22

Savings Calculator

With a savings account, your money grows over time based on how much you save each m...
Kids and Teen Resources
2025-07-22

Is Your Teen Cyber Safe?

This game is designed for teens, ages 13-18, but anyone can play! ...
Wealth Management Resources
2025-07-22

Meet Your 401(k)

Even if you’re just starting your first real job—actually, especially if you’re just...
Business Resources
2025-07-22

Professional Help with Your Business

Although it’s tempting to try and run a business on your own, it’s usually a good id...
Kids and Teen Resources
2025-07-20

3 Jar Allowance for Kids

The sooner you teach your children the basics about budgeting, the better, and the 3...
News
2025-07-15

Bravera Bank welcomes Rena Carlson

HELENA, MONT. – Rena Carlson recently joined Bravera Bank in Helena in the role of b...
News
2025-07-09

Torske Leaders & Legacies Award Recipient

Kathy Torske is the president and CEO of Bravera Wealth in Bismarck, North Dakota. ...
Kids and Teen Resources
2025-07-08

Teaching Children About Money

Whether you’re teaching finances to your kids, your grandkids, or those of a loved o...
Loan and Credit Resources
2025-06-28

Get Out of Debt

Managing debt is the best way to find financial freedom. This Coach session acts as ...
News
2025-06-16

Bravera Bank welcomes Monica Dooley

BILLINGS, MONT. – Monica Dooley recently joined Bravera Bank in Billings in the role...
Wealth Management Resources
2025-05-19

Prices of Oil and Natural Gas

North Dakota light sweet crude is trading around $55 per barrel, down significantly ...
Security and Fraud Resources
2025-04-29

Cybersecurity

While it's likely that you access the internet nearly every single day, that doesn't...
News
2025-04-28

Bravera Bank welcomes Amber Gerber

GREAT FALLS, MONT. – Amber Gerber recently joined Bravera Bank in Great Falls in the...
News
2025-04-24

Dakota School of Banking Graduates

Derek Hulm, Michelle Orton and Landon Wutzke with Bravera Bank recently graduated fr...
News
2025-04-24

Vetter joins Bravera Operations Board of Directors

BISMARCK, N.D. – Greg Vetter has been elected to the Bravera Operations Board of Dir...
Loan and Credit Resources
2025-04-07

Best Practices for Using a Credit Card

By properly managing a credit card, you can earn rewards and build your credit score...
Kids and Teen Resources
2025-03-24

Teach Financial Literacy at Home

It's crucial for your family to know the basics of financial literacy, but how do yo...
Loan and Credit Resources
2025-03-24

Financial Wellness Assessment

The Financial Wellness Assessment lets you take a step back, analyze your spending, ...
News
2025-03-17

Bravera Wealth Welcomes Hieb

BISMARCK, N.D. – Nada Hieb has joined Bravera Wealth Bismarck in the role of Financi...
Insurance Resources
2025-03-12

What does your home insurance cover?

Owning a home is likely the largest investment you will make. ...
Wealth Management Resources
2025-03-12

Retirement Funds Coach

When you invest in a retirement account, your money will grow until you're ready to ...
Security and Fraud Resources
2025-03-12

Protecting Your Child From Identity Theft

Bad guys could steal your child’s identity or personal information to commit fraud o...
Wealth Management Resources
2025-03-12

Critical Retirement Choices

The idea of retiring isn't new. People who grew too old or too ill stopped working a...
News
2025-03-07

Skabo Named Prairie Business Top 25 Women in Business

Chief Growth Officer Cill Skabo was recognized as one of Prairie Business Magazine's...
Security and Fraud Resources
2025-03-03

Common Scams

Recognizing the most common scams helps prevent your money and personal information ...
News
2025-02-24

Bravera Wealth welcomes David Dahl

GREAT FALLS, MONT. – David Dahl has joined Bravera Wealth in Great Falls in the role...
College Resources
2025-02-23

Renter's Insurance

A renter's insurance policy can help protect your personal property and yourself fro...
News
2025-01-30

Quintus Named Prairie Business 40 Under 40

Brennan Quintus, president/CEO of Bravera Insurance, was recognized as one of Prairi...
Mortgage Resources
2025-01-17

What is a HELOC?

Like a credit card, a HELOC is a revolving line of credit that allows you to borrow ...
Security and Fraud Resources
2024-12-29

Data Privacy

Privacy is more important than ever in today’s digital world. ...
Insurance Resources
2024-12-20

Auto Claims: Next Steps

When accidents happen, the first step is to contact your insurance advisor or start ...
News
2024-11-23

Bravera Holdings Corp. announces acquisition of Financial Security Bank

Bravera Holdings Corp., the multibank holding company for Bravera Bank, is proud to ...
Security and Fraud Resources
2024-11-15

Identity Theft

The best way to prevent identity theft is to stay informed, aware, and on top of you...
Business Resources
2024-11-04

Funds to Build Your Business

Building a business costs money—usually more than you can generate from your operati...
Business Resources
2024-11-03

Documentation for SBA Loans

The Small Business Administration (SBA) is a US-based institution which helps reduce...
Mortgage Resources
2024-11-02

Selling Your Home

Whether you need some more space, are ready to downsize into something a bit more ma...
Mortgage Resources
2024-11-02

Buying a Home

When considering buying a home, it is best to start by defining your goals. ...
Mortgage Resources
2024-11-02

Mortgage Application Checklist

One of the most tedious parts of home buying is gathering the right documentation, b...
Insurance Resources
2024-11-02

The Current Insurance Market

The insurance industry is presently facing a noteworthy phase, referred to as a "har...
Mortgage Resources
2024-11-02

Working with a Mortgage Lender

Applying for a mortgage is a big endeavor. Most lenders require you to complete a mo...
Mortgage Resources
2024-11-02

The Cost of a Mortgage

A mortgage is likely going to be one of the largest loans you'll take out in your li...
Mortgage Resources
2024-11-02

To Buy or Not To Buy?

Investing is like life: nothing ventured, nothing gained. ...
News
2024-11-01

Barrett Named 2024 BankBeat Outstanding Women in Banking Honoree

Even now — as market president of Bravera Bank in Kerkhoven, Minn. — she knows her r...
Kids and Teen Resources
2024-10-31

50/30/20 Rule

The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a bu...
News
2024-10-24

Bravera gives $120,000 for Dream Center Bismarck’s Adopt-a-Block

Bravera is gifting $120,000 throughout the next three years to support the operation...
News
2024-10-14

Bravera Wealth welcomes Mike Senechal

BISMARCK, N.D. – Mike Senechal has joined Bravera Wealth as a wealth advisor in Bism...
Insurance Resources
2024-10-06

Auto Insurance

Auto insurance is not only often a legal requirement, it's also absolutely vital to ...
Insurance Resources
2024-09-20

Offer Your Employees the Best Benefits

Want to leverage employee benefits for better recruitment and retention? ...
Business Resources
2024-07-22

Keeping Your Employees

You’ve found an ambitious, hard-working group of employees to help make your busines...
Business Resources
2024-07-22

Basic Bookkeeping

Owning a business means staying on top of financial reports and bookkeeping. Easier ...
Wealth Management Resources
2024-07-22

Individual Retirement Accounts

There are two types of IRAs: a traditional IRA and the Roth IRA. The main difference...
News
2024-07-17

American Bank Center Announces Name Change

After 100 years serving the families and businesses of North Dakota with a full rang...
Loan and Credit Resources
2024-06-28

How Do I Build Credit?

A good credit score has a major impact on your finances, so it’s important to start ...
Insurance Resources
2024-06-20

Insurance Coverage for Your College Students

It’s a mixed bag of emotions when the day arrives to send your child off to college....
Mortgage Resources
2024-05-12

Insuring Your Home

Home Insurance is absolutely essential to protect what is likely your largest invest...
Wealth Management Resources
2024-03-22

Leaving a Job with a 401(k)

When you leave a job with a 401(k), you’ll generally have four options for what to d...
Insurance Resources
2024-01-24

Crop Insurance Basics

Farming is not for the faint of heart. ...
Insurance Resources
2023-07-21

Navigating Summer Storms

Don't let a weather claim rain on your parade. ...

Financial Education

Whatever stage of life you're in, Bravera is here to help! Check out our library of articles, calculators and coaches below. 

Teaching kids about personal finances gives them a head start, and we don't just mean piggy banks! Help kids master strategies in investing, saving and even credit.
 
Off to college? Tuition isn't the only thing you need to pay for. Learn to budget and manage all the unexpected and kind-of-expected costs that come with being on your own.
 
Budgeting isn't about restriction, it's about freedom. The best way to avoid financial strain is to know where your money is going and plan ahead!
 
It takes credit to get credit, and credit is crucial to buying a new home, finding a place to rent or purchasing a new car. You have to start somewhere, start here.
 
The process of buying a house is riddled with decisions. Our articles, calculators and coaches can help make you the right ones to prevent financial setbacks.
 
With hackers and scammers getting more proficient than ever, learn to protect yourself from fraud by using safe practices.
 
Whether it's just around the corner or decades away, now is the perfect time to start planning your retirement.
 
 
Investment products are not insured by the FDIC, are not deposits, and may lose value.
Premiums, deductibles, max out-of-pocket expenses—it may seem like too much to learn, but the right information can get you to a place of understanding fast.
 
 
Insurance products are not insured by the FDIC, not a deposit, not insured by any federal government agency, and not financial institution guaranteed.
Whether you're feeling a bit lost as you start your new business or you are looking to grow your existing business, our resources can help you make the right decisions and manage your operation.
 

We’re headed somewhere new, and you’re invited.

American Bank is now Bravera Bank. Learn more about this exciting new change.