
News
2026-03-05
Strengthening Futures Together: How Bravera Supports Local Schools and Communities
At Bravera, we believe strong communities grow from strong relationships. Our partne...

News
2026-02-13
Building Communities: ABLE Inc.
For more than four decades, ABLE, Inc. has empowered people with disabilities acros...
News
2025-12-10
Bravera Bank welcomes Monson
ALBERTVILLE, MINN. – Nick Monson recently joined Bravera Bank in Albertville in the...

News
2025-12-08
Tostenrud Named Prairie Business 40 Under 40
Chelsey Tostenrud, Bravera Wealth retirement plan advisor, was recognized as one of...
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News
2025-11-28
Bravera Contributes $140,000 for New Minot Gym Floor
MINOT, N.D. — Bravera is proud to announce a pledge of $140,000 to the Minot Family...

News
2025-11-12
Bravera Bank welcomes Schumacher
MANDAN, N.D. – Jared Schumacher recently joined Bravera Bank in Mandan in the role ...

News
2025-11-06
Bravera Donates $25,000 to Great Plains Food Bank
BISMARCK, N.D. — In response to Governor Kelly Armstrong’s recent directive allocat...

News
2025-11-03
Kneisl Named 2025 BankBeat Women in Banking Honoree
KERKHOVEN, MINN. – In fall 2021, Deb Kneisl learned that Dickinson, North Dakota-ba...

Mortgage Resources
2025-10-31
Making a Down Payment on a House
A lot goes into buying a home, but one of the biggest hurdles for many is saving eno...

Budgeting & Saving Resources
2025-10-31
Check it Out
Still stashing money under beds, in ceiling tiles, or under floorboards? ...
News
2025-10-27
Bravera Bank to Open New Branch in Billings Heights
Bravera Bank plans to open a third location in Billings. The new branch will be loc...
News
2025-10-15
Bravera Bank Selects Spiral to Boost Customer Savings
On October 14, Spiral, an award-winning platform redefining personalized banking, a...
News
2025-10-13
Bravera Pledges $250,000 to Daylis Stadium Project
Bravera Bank is proud to announce a $250,000 gift to the Education Foundation for B...
News
2025-10-07
Bravera Insurance named a 2025 Best Practices Agency
DICKINSON, ND – Bravera Insurance has earned the 2025 Best Practices Agency designat...

News
2025-10-03
Bravera Holdings Corp. Expands Footprint with Proposed Acquisition of VISIONBank
Bravera Holdings Corp., the holding company for Bravera Bank, a leading banking, wea...

News
2025-09-12
Bravera Named A Top USDA Rural Lending Partner for Third Straight Year
Bravera has once again been recognized by the U.S. Department of Agriculture (USDA)...
News
2025-09-05
VISIONBank is becoming Bravera
Bravera Bank is proud to announce that VISIONBank, which operates three branches in ...
News
2025-09-03
Feland Named Bismarck Mandan Chamber EDC 20 Under 40
JP Feland, compliance manager at Bravera, has been named one of the Bismarck Mandan ...

Security and Fraud Resources
2025-07-25
Risk Management: Cyber Security
Cyberattacks are on the rise. ...

Loan and Credit Resources
2025-07-22
Credit Scores
A credit score is a number that potential lenders will use to determine whether they...

Budgeting & Saving Resources
2025-07-22
Budgeting
A practical, workable budget is one of the most crucial tools in your financial well...

Wealth Management Resources
2025-07-22
Wills
Where there's a will, there's a way to make your wishes known. ...

College Resources
2025-07-22
The Cost of College Life
One of the many mysteries of college, especially freshman year, is what being there ...

College Resources
2025-07-22
Working with a Landlord
You’ve got rights as a renter. Of course, your landlord has rights too. ...

Wealth Management Resources
2025-07-22
Investing with Care
If a deal seems too good to be true, it probably is. ...

Business Resources
2025-07-22
Business Structure Coach
The structure you choose for your business will impact your tax bill, ability to att...

College Resources
2025-07-22
College Budget Breakdown
Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to...

Loan and Credit Resources
2025-07-22
Using Credit
It's important to be aware of everything you're agreeing to when using credit but, w...


Budgeting & Saving Resources
2025-07-22
Saving with a Purpose
Saving with a purpose is the secret to making your goals a reality. ...

Kids and Teen Resources
2025-07-22
The 50/30/20 Rule for Teens
No matter how much money you have or where you get it—your job, allowance, or birthd...

Loan and Credit Resources
2025-07-22
What a Car Loan Costs
When shopping for a car, it's usually best to start by shopping for a car loan. When...

Wealth Management Resources
2025-07-22
Early Withdrawals From Retirement Savings
Whether you find yourself laid off from work, facing a medical emergency, or confron...

Kids and Teen Resources
2025-07-22
Preparing for a Baby
Are you adding a child to your family? Congratulations! Whether it be through birth ...

Wealth Management Resources
2025-07-22
Social Security Basics
Since its introduction in the wake of the Great Depression, Social Security has evol...

Kids and Teen Resources
2025-07-22
The Cost of Baby's First Year
Adding a baby to the family is exciting and expensive. Discover how much you’ll need...

Budgeting & Saving Resources
2025-07-22
Income and Expenses
Making and spending money is a part of everyday financial life. ...

College Resources
2025-07-22
Find a Place to Rent
For many, finding a place to rent in a tight rental market is daunting, but by prepa...

Security and Fraud Resources
2025-07-22
Recognizing and Avoiding Scams
Con artists cheat Americans out of billions of dollars every year. Recognizing red f...

Budgeting & Saving Resources
2025-07-22
Trim Your Budget
Reducing your monthly expenses is a surefire way to keep more money in your pocket, ...

Wealth Management Resources
2025-07-22
Portfolio Building
As logical as it might seem to look for the perfect stock, bond, or mutual fund and ...

Loan and Credit Resources
2025-07-22
Credit Card Payoff Calculator
Using a credit card is easy. But choosing one isn’t always simple. ...

Budgeting & Saving Resources
2025-07-22
The Upside to Frugality
Frugal living discussions often talk about pinching pennies or “stretching a dollar....

Budgeting & Saving Resources
2025-07-22
Emergency Funds
One of the most effective tools for preventing a large-scale financial disaster is a...

Loan and Credit Resources
2025-07-22
Repairing Credit
Not sure where to begin repairing a less-than-ideal credit score? ...

College Resources
2025-07-22
Repaying Student Loans
More than half of all college graduates have used student loans to pay tuition and o...

Wealth Management Resources
2025-07-22
Transitioning to Retirement
Transitioning to retirement takes planning and preparation. But if you're wise, you ...

Budgeting & Saving Resources
2025-07-22
8 Tips to Reduce Your Food Bill
Buying food is essential, but if you’re not careful, it can also eat into your budge...

Wealth Management Resources
2025-07-22
Trusts
A trust, similar to a will, is a way to designate what happens to a person’s belongi...

Budgeting & Saving Resources
2025-07-22
Envelope Budgeting
While traditional envelope budgeting may feel a little extreme, there are plenty of ...

Business Resources
2025-07-22
Attracting Employees
By knowing what you’re looking for in an employee and providing incentives to attrac...

Business Resources
2025-07-22
Asset Depreciation Calculator
How to Calculate Asset Depreciation ...

Kids and Teen Resources
2025-07-22
Savings Calculator
With a savings account, your money grows over time based on how much you save each m...

Kids and Teen Resources
2025-07-22
Is Your Teen Cyber Safe?
This game is designed for teens, ages 13-18, but anyone can play! ...

Wealth Management Resources
2025-07-22
Meet Your 401(k)
Even if you’re just starting your first real job—actually, especially if you’re just...

Business Resources
2025-07-22
Professional Help with Your Business
Although it’s tempting to try and run a business on your own, it’s usually a good id...

Kids and Teen Resources
2025-07-20
3 Jar Allowance for Kids
The sooner you teach your children the basics about budgeting, the better, and the 3...

News
2025-07-15
Bravera Bank welcomes Rena Carlson
HELENA, MONT. – Rena Carlson recently joined Bravera Bank in Helena in the role of b...

News
2025-07-09
Torske Leaders & Legacies Award Recipient
Kathy Torske is the president and CEO of Bravera Wealth in Bismarck, North Dakota. ...
Kids and Teen Resources
2025-07-08
Teaching Children About Money
Whether you’re teaching finances to your kids, your grandkids, or those of a loved o...

Loan and Credit Resources
2025-06-28
Get Out of Debt
Managing debt is the best way to find financial freedom. This Coach session acts as ...

News
2025-06-16
Bravera Bank welcomes Monica Dooley
BILLINGS, MONT. – Monica Dooley recently joined Bravera Bank in Billings in the role...
Wealth Management Resources
2025-05-19
Prices of Oil and Natural Gas
North Dakota light sweet crude is trading around $55 per barrel, down significantly ...

Security and Fraud Resources
2025-04-29
Cybersecurity
While it's likely that you access the internet nearly every single day, that doesn't...

News
2025-04-28
Bravera Bank welcomes Amber Gerber
GREAT FALLS, MONT. – Amber Gerber recently joined Bravera Bank in Great Falls in the...
News
2025-04-24
Dakota School of Banking Graduates
Derek Hulm, Michelle Orton and Landon Wutzke with Bravera Bank recently graduated fr...
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News
2025-04-24
Vetter joins Bravera Operations Board of Directors
BISMARCK, N.D. – Greg Vetter has been elected to the Bravera Operations Board of Dir...

Loan and Credit Resources
2025-04-07
Best Practices for Using a Credit Card
By properly managing a credit card, you can earn rewards and build your credit score...

Kids and Teen Resources
2025-03-24
Teach Financial Literacy at Home
It's crucial for your family to know the basics of financial literacy, but how do yo...

Loan and Credit Resources
2025-03-24
Financial Wellness Assessment
The Financial Wellness Assessment lets you take a step back, analyze your spending, ...

News
2025-03-17
Bravera Wealth Welcomes Hieb
BISMARCK, N.D. – Nada Hieb has joined Bravera Wealth Bismarck in the role of Financi...

Insurance Resources
2025-03-12
What does your home insurance cover?
Owning a home is likely the largest investment you will make. ...

Wealth Management Resources
2025-03-12
Retirement Funds Coach
When you invest in a retirement account, your money will grow until you're ready to ...

Security and Fraud Resources
2025-03-12
Protecting Your Child From Identity Theft
Bad guys could steal your child’s identity or personal information to commit fraud o...

Wealth Management Resources
2025-03-12
Critical Retirement Choices
The idea of retiring isn't new. People who grew too old or too ill stopped working a...
News
2025-03-07
Skabo Named Prairie Business Top 25 Women in Business
Chief Growth Officer Cill Skabo was recognized as one of Prairie Business Magazine's...

Security and Fraud Resources
2025-03-03
Common Scams
Recognizing the most common scams helps prevent your money and personal information ...
News
2025-02-24
Bravera Wealth welcomes David Dahl
GREAT FALLS, MONT. – David Dahl has joined Bravera Wealth in Great Falls in the role...

College Resources
2025-02-23
Renter's Insurance
A renter's insurance policy can help protect your personal property and yourself fro...
News
2025-01-30
Quintus Named Prairie Business 40 Under 40
Brennan Quintus, president/CEO of Bravera Insurance, was recognized as one of Prairi...

Mortgage Resources
2025-01-17
What is a HELOC?
Like a credit card, a HELOC is a revolving line of credit that allows you to borrow ...

Security and Fraud Resources
2024-12-29
Data Privacy
Privacy is more important than ever in today’s digital world. ...

Insurance Resources
2024-12-20
Auto Claims: Next Steps
When accidents happen, the first step is to contact your insurance advisor or start ...
News
2024-11-23
Bravera Holdings Corp. announces acquisition of Financial Security Bank
Bravera Holdings Corp., the multibank holding company for Bravera Bank, is proud to ...

Security and Fraud Resources
2024-11-15
Identity Theft
The best way to prevent identity theft is to stay informed, aware, and on top of you...

Business Resources
2024-11-04
Funds to Build Your Business
Building a business costs money—usually more than you can generate from your operati...

Business Resources
2024-11-03
Documentation for SBA Loans
The Small Business Administration (SBA) is a US-based institution which helps reduce...

Mortgage Resources
2024-11-02
Selling Your Home
Whether you need some more space, are ready to downsize into something a bit more ma...

Mortgage Resources
2024-11-02
Buying a Home
When considering buying a home, it is best to start by defining your goals. ...

Mortgage Resources
2024-11-02
Mortgage Application Checklist
One of the most tedious parts of home buying is gathering the right documentation, b...

Insurance Resources
2024-11-02
The Current Insurance Market
The insurance industry is presently facing a noteworthy phase, referred to as a "har...

Mortgage Resources
2024-11-02
Working with a Mortgage Lender
Applying for a mortgage is a big endeavor. Most lenders require you to complete a mo...

Mortgage Resources
2024-11-02
The Cost of a Mortgage
A mortgage is likely going to be one of the largest loans you'll take out in your li...

Mortgage Resources
2024-11-02
To Buy or Not To Buy?
Investing is like life: nothing ventured, nothing gained. ...

News
2024-11-01
Barrett Named 2024 BankBeat Outstanding Women in Banking Honoree
Even now — as market president of Bravera Bank in Kerkhoven, Minn. — she knows her r...

Kids and Teen Resources
2024-10-31
50/30/20 Rule
The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a bu...
News
2024-10-24
Bravera gives $120,000 for Dream Center Bismarck’s Adopt-a-Block
Bravera is gifting $120,000 throughout the next three years to support the operation...

News
2024-10-14
Bravera Wealth welcomes Mike Senechal
BISMARCK, N.D. – Mike Senechal has joined Bravera Wealth as a wealth advisor in Bism...

Insurance Resources
2024-10-06
Auto Insurance
Auto insurance is not only often a legal requirement, it's also absolutely vital to ...

Insurance Resources
2024-09-20
Offer Your Employees the Best Benefits
Want to leverage employee benefits for better recruitment and retention? ...

Business Resources
2024-07-22
Keeping Your Employees
You’ve found an ambitious, hard-working group of employees to help make your busines...

Business Resources
2024-07-22
Basic Bookkeeping
Owning a business means staying on top of financial reports and bookkeeping. Easier ...

Wealth Management Resources
2024-07-22
Individual Retirement Accounts
There are two types of IRAs: a traditional IRA and the Roth IRA. The main difference...
News
2024-07-17
American Bank Center Announces Name Change
After 100 years serving the families and businesses of North Dakota with a full rang...

Loan and Credit Resources
2024-06-28
How Do I Build Credit?
A good credit score has a major impact on your finances, so it’s important to start ...

Insurance Resources
2024-06-20
Insurance Coverage for Your College Students
It’s a mixed bag of emotions when the day arrives to send your child off to college....

Mortgage Resources
2024-05-12
Insuring Your Home
Home Insurance is absolutely essential to protect what is likely your largest invest...

Wealth Management Resources
2024-03-22
Leaving a Job with a 401(k)
When you leave a job with a 401(k), you’ll generally have four options for what to d...

Insurance Resources
2024-01-24
Crop Insurance Basics
Farming is not for the faint of heart. ...

Insurance Resources
2023-07-21
Navigating Summer Storms
Don't let a weather claim rain on your parade. ...
Financial Education
Whatever stage of life you're in, Bravera is here to help! Check out our library of articles, calculators and coaches below.
News Archive
- Bravera Named a Top USDA Rural Lending Partner for Third Straight Year
- Bravera Named 50 Best Places to Work in 2025
- VISIONBank is becoming Bravera
- Feland Named Bismarck Mandan Chamber EDC 20 Under 40
- Bravera Insurance named a 2025 Best Practices Agency
- Bravera Bank welcomes Gerber
- Skabo Named Prairie Business Top 25 Women in Business
- Bravera Wealth welcomes Dahl
- Quintus Named Prairie Business 40 Under 40
- Barrett Named 2024 BankBeat Outstanding Women in Banking
- Bravera Holdings Corp. Expands Footprint with Proposed Acquisition of VISIONBank
- Bravera to Open New Branch in Helena
- Bravera Named 50 Best Places to Work
- Bravera Wealth Welcomes Hieb
- Bravera Bank Named to ICBA's Top Lender List
- Dakota School of Banking Graduates
- Vetter joins Bravera Operations Board of Directors
- Bravera Insurance names new president/CEO
- Bravera Sponsors Dream Center Bismarck's Adopt-a-Block
- Bravera Wealth Welcomes Senechal
- Bravera Bank names new Great Falls market president
- Bravera Holdings Corp. announces acquisition of Financial Security Bank
- American Bank Center announces name change
Kids and Teens Resources
Teaching kids about personal finances gives them a head start, and we don't just mean piggy banks! Help kids master strategies in investing, saving and even credit.
College Resources
Off to college? Tuition isn't the only thing you need to pay for. Learn to budget and manage all the unexpected and kind-of-expected costs that come with being on your own.
Budgeting and Saving Resources
Budgeting isn't about restriction, it's about freedom. The best way to avoid financial strain is to know where your money is going and plan ahead!
Loan and Credit Resources
It takes credit to get credit, and credit is crucial to buying a new home, finding a place to rent or purchasing a new car. You have to start somewhere, start here.
Mortgage Resources
The process of buying a house is riddled with decisions. Our articles, calculators and coaches can help make you the right ones to prevent financial setbacks.
Security and Fraud Resource
With hackers and scammers getting more proficient than ever, learn to protect yourself from fraud by using safe practices.
Wealth Management Resources
Whether it's just around the corner or decades away, now is the perfect time to start planning your retirement.
Investment products are not insured by the FDIC, are not deposits, and may lose value.
Insurance Resources
Premiums, deductibles, max out-of-pocket expenses—it may seem like too much to learn, but the right information can get you to a place of understanding fast.
Insurance products are not insured by the FDIC, not a deposit, not insured by any federal government agency, and not financial institution guaranteed.
Business Resources
Whether you're feeling a bit lost as you start your new business or you are looking to grow your existing business, our resources can help you make the right decisions and manage your operation.

We’re headed somewhere new, and you’re invited.
American Bank is now Bravera Bank. Learn more about this exciting new change.