Bravera Bank
We understand you have personal interests, inspirations and goals for the future. We want to help you define those financial goals and provide solutions that best work for you.
Bravera offers personal checking accounts designed to help you manage everyday spending, access convenient digital banking tools and work toward your financial goals.
Free Checking
A free and easy way to manage your banking.
- Free online and mobile banking
- Free bill pay
- Free eStatements
- Free debit card and instant digital access
- No minimum daily balance
- Round up your debit purchases to your savings
Community Rewards Checking
An interest-earning checking account with cash back rewards1, free ATM transactions2 and more.
- Free online and mobile banking
- Free bill pay
- Free eStatements
- Free debit card and instant digital access
- Round up your debit purchases to your savings
- Earns cash rewards1
- Free ATMs2
- Earns 3.04% APY3
55+ Rewards Checking
An interest-earning checking account for customers age 55 and older.
- Free online and mobile banking
- Free bill pay
- Free eStatements
- Free debit card and instant digital access
- Round up your debit purchases to your savings
- Free duplicate checks
- Free tier 2 ID Theft Smart4
- Five free ATM transactions per month
- Earns 1.26% APY5
- Free insurance quote from Bravera Insurance6
Payment Options
Bravera’s Mobile Wallet helps you move through everyday purchases faster and more securely with Tap to Pay and Digital Issuance—giving you immediate access to your card and a quick, contactless way to pay right from your phone, whether you’re shopping today or just opening a new account.
Frequently asked questions about personal checking
Which checking account is right for me?
How do I open a checking account?
Whether you're managing everyday expenses, building savings or planning for what's next, Bravera offers checking solutions designed to support your financial journey. Open an account online, visit a local branch or connect with a Bravera advisor for personalized assistance.
How do I switch my direct deposit?
Switching your direct deposit is simple. Use the Switch Kit to transfer your paycheck to your Bravera account in just a few steps.
How do I move recurring payments to my new account?
Use Switch Kit to transfer direct deposits and recurring payments to your Bravera account, helping make the transition to your new banking relationship simple and seamless.
Can I personalize my debit card?
Yes. Personalize your Bravera debit card with a design that reflects your style and preferences.
How do I add my debit card to a mobile wallet?
Link your Bravera debit card to your mobile wallet through online or mobile banking to make secure, contactless payments wherever mobile payments are accepted.
How do I monitor debit card activity?
Use alerts and protections to receive transaction notifications, manage spending limits and monitor debit card activity in real time.
How can I help protect myself from identity theft?
Bravera offers identity theft protection resources and monitoring services to help safeguard your personal information. Explore ID Theft Smart options for identity monitoring and support services and be sure to review our data privacy resources for additional tips to help prevent fraud and identity theft.
How do I order checks?
Reordering checks is easy. Order checks online or visit your local branch for personalized assistance.
1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on daily balances of $0 – 10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/15/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on daily balances of $0 – 10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/15/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 ID Theft Smart requires separate enrollment.
5 1.26% Annual Percentage Yield. Requires a minimum daily balance of $100 to earn interest. The APY is accurate of 10/4/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
6 Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are not a deposit. not FDIC insured, not insured by any federal government agency, not financial institution guaranteed and may go down in value.
5 1.26% Annual Percentage Yield. Requires a minimum daily balance of $100 to earn interest. The APY is accurate of 10/4/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
6 Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are not a deposit. not FDIC insured, not insured by any federal government agency, not financial institution guaranteed and may go down in value.
Get more from your checking account.
From switching accounts and monitoring card activity to building savings and managing your finances online, Bravera offers tools and services to help you get more from your checking account.
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Bank anywhere, anytime.
Pay bills, deposit checks, manage your debit card and switch your direct deposit right from the palm of your hand with Bravera's mobile banking app.