Bravera Bank

Personal Checking

We understand you have personal interests, inspirations and goals for the future. We want to help you define those financial goals and provide solutions that best work for you.

Bravera Bank offers checking accounts to meet both your everyday needs and long-term financial goals.

Free Checking

A free and easy way to manage your banking. 

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements 
  • Free debit card
  • No minimum daily balance

Smart Rewards Checking

An interest-earning checking account for customers who maintain a relationship with Bravera

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements
  • Free debit card
  • Earns interest 
  • Free cashier's checks
  • 5 free ATM transactions per month

Community Rewards Checking

An interest-earning checking account with debit card rewards1, free ATM transactions2 and more. 

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements 
  • Free debit card
  • Earns cash rewards1
  • Free ATMs2
  • Earns 1.02% APY3
1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 1.02% Annual Percentage Yield on balances of $0-10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 11/1/21. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 Service fee waived if there is one of the following per month: bill pay, electronic deposit, electronic withdrawal. 

Free
Checking

Smart Rewards Checking

Community Rewards Checking

Free online and mobile banking

Free bill pay

Free eStatements

Free phone banking

Free debit card

Earns interest

Account benefits None
  • Free Cashier's Checks
  • 5 free ATM transactions per month
  • Cash back rewards1
  • Free ATM transactions2
  • Earn 1.02% APY3
Minimum daily balance to earn interest N/A $1,000 $0
Qualifications to earn cash rewards N/A N/A 10 debit card transactions post and settle during each statement cycle
Service charge None
$5 monthly service charge if none of the the following qualifying balances are met:

  • $1,000 minimum daily balance in checking or
  • $5,000 combined deposit balances or 
  • $5,000 lending relationship
$5 monthly service charge if daily balance falls below $100 during statement cycle4

You can reorder checks online, or visit your local branch for assistance. If you are a Great Falls or Billings customer, please order checks from the yellow link.


Let's talk about Community Rewards. 

When you open a Community Rewards Checking account from Bravera Bank, you earn and so does the community! At the end of the year, Bravera Bank adds up all of the rewards from your Community Rewards Checking account and makes a donation in your honor to a local charity. You earn. We give. The community benefits.



Bank anywhere, anytime. 

Pay bills, deposit checks and manage your debit card right from the palm of your hand with Bravera's mobile banking app.