Bravera Bank

Personal Checking

We understand you have personal interests, inspirations and goals for the future. We want to help you define those financial goals and provide solutions that best work for you.

Bravera Bank offers checking accounts to meet both your everyday needs and long-term financial goals.

Free Checking

A free and easy way to manage your banking. 

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements 
  • Free debit card
  • No minimum daily balance

Smart Rewards Checking

An interest-earning checking account for customers who maintain a relationship with Bravera

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements
  • Free debit card
  • Earns interest 
  • Free cashier's checks
  • 5 free ATM transactions per month

Community Rewards Checking

An interest-earning checking account with cash back rewards1, free ATM transactions2 and more. 

  • Free online and mobile banking
  • Free bill pay
  • Free eStatements 
  • Free debit card
  • Earns cash rewards1
  • Free ATMs2
  • Earns 3.04% APY3

Stay secure with contactless payments.

Your new card includes the latest chip technology that supports contactless transactions. These transactions use a unique code, helping to protect against fraud and keep your information safe. 

Learn More




Free
Checking

Smart Rewards Checking

Community Rewards Checking

Free online and mobile banking

Free bill pay

Free eStatements

Free phone banking

Free debit card

Earns interest

Account benefits None
  • Free Cashier's Checks
  • 5 free ATM transactions per month
  • Cash back rewards1
  • Free ATM transactions2
  • Earn 3.04% APY3
Minimum daily balance to earn interest N/A $1,000 $0
Qualifications to earn cash rewards N/A N/A
  • 10 debit card transactions post and settle during each statement cycle
  • eStatements
Service charge None
$5 monthly service charge if none of the the following qualifying balances are met:

  • $1,000 minimum daily balance in checking or
  • $5,000 combined deposit balances or 
  • $5,000 lending relationship
$5 monthly service charge if daily balance falls below $100 during statement cycle4

1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on balances of $0-10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/03/23. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 Service fee waived if there is one of the following per month: bill pay, electronic deposit, electronic withdrawal. 

You can reorder checks online, or visit your local branch for assistance. 


Express yourself with a customized Bravera debit card. 
 
Deposit Switch makes transferring a paycheck to your Bravera account simple.
 
We'll help you confirm and investigate fraud and assist you in restoring your identity. 
 



1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on balances of $0-10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/03/23. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 Service fee waived if there is one of the following per month: bill pay, electronic deposit, electronic withdrawal. 

Additional Digital Services

From monitoring your debit and credit cards and using your phone to pay at stores, Bravera offers solutions to make life easy and keep your finances
 

Bank anywhere, anytime. 

Pay bills, deposit checks, manage your debit card and switch your direct deposit right from the palm of your hand with Bravera's mobile banking app.