Bravera Bank

Personal Credit Cards

Bravera Bank offers credit cards with competitive rates, while giving you easy access to your account and providing local servicing. With several options to be rewarded how you want, you're sure to find a card that's right for you. 

  • Low 13.92% APR for purchases and balance transfers
  • 18% APR for cash advances
  • No fees for balance transfers, cash advances, or over-the-limit
  • $1.00 minimum interest charge

 

ScoreCard Rewards Program

Earn bonus points for every qualifying dollar you spend; then turn your purchases into incredible gift or travel rewards. $20 annual fee for participation. Access and redeem your Scorecard Rewards online.
 

Protect your credit and identity.

You may not be able to prevent identity theft, but we can help you protect yourself and restore your identity in the instance that it does occur. Together will Kroll, Bravera Bank can help you monitor your identity and credit with ID Theft Smart services. 
 

Credit Resources 

It takes credit to get credit, and credit is crucial to buying a new home, finding a place to rent, or purchasing a new car. You have to start somewhere, start here.
 
How It Works
Most everyone would prefer to live debt free, and by adding to your monthly payment toward a debt, you can become debt-free quickly and save money on interest. This calculator will show you how long it will take to pay off a loan and how much interest will accrue over the length of the loan.
 
Enter the balance of the loan as the Loan Balance and adjust the sliders to match the details of the loan. Move the Added Monthly Amt slider to see how paying a bit more each month will save you money on interest and change your payoff date.

How It Works

Credit cards with a low interest rate are hard to find. In fact, the average APR (Annual Percentage Rate) sits at around fifteen percent—that’s pretty high. You can look at this number and either roll your eyes & shrug your shoulders or work to ensure your creditors never get that much out of you. The Credit Card Payoff Calculator shows you how much interest you’ll have paid by the end of your payoff date. Use that information to give your debt a complete overhaul and start paying a monthly rate that helps you save on interest charges.

Here’s how:

  1. Enter your credit card’s balance & interest rate.
  2. Adjust the Monthly Payment to see how paying more can save you money in the long-run.
Credit cards with a low interest rate are hard to find. In fact, the average APR (Annual Percentage Rate) sits at around fifteen percent—that’s pretty high. You can look at this number and either roll your eyes & shrug your shoulders or work to ensure your creditors never get that much out of you. The Credit Card Payoff Calculator shows you how much interest you’ll have paid by the end of your payoff date. Use that information to give your debt a complete overhaul and start paying a monthly rate that helps you save on interest charges.


Learn more about paying off your credit card. 

Lost or stolen card?

During regular business hours, give us a call at 877-483-6811. If it's after hours, call Visa at 800-325-3678. They are ready to assist you 24 hours a day, 7 days a week.
 
If your card was stolen or you're the victim of identity theft, you may need to take additional action.