Bravera Bank

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Personal Credit Cards

Bravera offers a wide range of personal credit cards designed to suit your lifestyle These credit cards come with competitive interest rates, rewards programs and local servicing. With Bravera's secure online banking platform, managing and tracking credit card transactions has never been more convenient.
 

Brave Elite

Visa Signature® Card

 

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Earn 1.5% cash back rewards on purchases1

Earn exclusive benefits and premier service as a Visa Signature cardholder.

  • No minimum spend
  • 24/7 dedicated Visa support
  • Concierge service for travel, dining and entertainment
  • Exclusive access to promotional offers

Brave

Visa® Platinum Card

 

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Competitive rates and no annual fee2

A credit card with competitive rates, while giving you easy access to your account and providing local servicing. 
  • Low annual percentage rate (APR) for purchases and balance transfers
  • No fees for balance transfers, cash advances, or over-the-limit 3
 

Visa Signature® Card


Earn 1.5% cash back on purchases1


Earn exclusive benefits and premier service as a Visa Signature cardholder.

  • No minimum spend
  • 24/7 dedicated Visa support
  • Concierge service for travel, dining and entertainment
  • Exclusive access to promotional offers

Visa® Platinum + Rewards


Earn 1 point per dollar on qualifying purchases2

 
Earn one point for every qualifying dollar you spend; then turn your purchases into incredible gift or travel rewards.
 


Visa® Platinum Card

 

Competitive rates and no annual fee

A credit card with competitive rates, while giving you easy access to your account and providing local servicing. 
  • Low APR for purchases and balance transfers
  • No fees for balance transfers, cash advances, or over-the-limit


Rewards

Redeem points for cash back, gift cards, travel and more. Plus, earn exclusive benefits like luxury experiences and receive premier service as a Visa Signature® cardholder.
 


 
 

Visa Signature® Card


Earn 1.5% cash back on purchases1


Earn exclusive benefits and premier service as a Visa Signature cardholder.

  • No minimum spend
  • 24/7 dedicated Visa support
  • Concierge service for travel, dining and entertainment
  • Exclusive access to promotional offers

Visa® Platinum + Rewards


Earn 1 point per dollar on qualifying purchases2

 
Earn one point for every qualifying dollar you spend; then turn your purchases into incredible gift or travel rewards.
 


Visa® Platinum Card

 

Competitive rates and no annual fee

A credit card with competitive rates, while giving you easy access to your account and providing local servicing. 
  • Low APR for purchases and balance transfers
  • No fees for balance transfers, cash advances, or over-the-limit

Visa Signature®

Call a Branch Near You

Visa® Platinum
Rewards Earn 1.5% cash back rewards on purchases1
Rates
  • 18.92% APR for purchase, balance transfers and cash advances
  • 20.92% APR for purchases, balance transfers and cash advances
Support
  • Local servicing
  • 24/7 dedicated Visa support
  • Local servicing
Additional Benefits
  • No fees for balance transfers, cash advances, or over-the-limit
  • Concierge service for travel, dining and entertainment
  • Exclusive access to promotional offers
  • No fees for balance transfers, cash advances, or over-the-limit
Annual Fee
$50
 $0
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1. 
 If you are charged interest, the charge will be no less than $1. 
For your convenience, you can make payments through online or mobile banking, by phone, or at any Bravera Bank location.
 
We've updates our payment mailing address. Please send your payments to:
 
PO Box 605789
Dallas, TX 75265-0789
  • Cash back with funds directly into Bravera accounts or statement credit
  • Minimum $25 to maximum $2,500 daily
  • Deposit accounts posting can take up to 3 business days to be seen in Bravera account
  • Statement credit will be the date following statement cycle
  • Cost per point = $0.01
  • Bravera support: 877-483-6811
  • Fraud support: 855-293-2458
  • After-hours support: 844-711-0463






Payment Options

Bravera’s Mobile Wallet helps you move through everyday purchases faster and more securely with Tap to Pay and Digital Issuance—giving you immediate access to your card and a quick, contactless way to pay right from your phone, whether you’re shopping today or just opening a new account.
 
Mobile Wallet
Bravera's mobile wallet makes everyday purchases faster, safer and easier than ever with easy mobile access.
Contactless Payments

Tap to Pay makes checkout quick and secure. Just hold your Bravera card near the payment terminal and you're good to go.
Digital Issuance

Get immediate access to your new card with Bravera's Digital Issuance. Tap, pay and go the moment you open your account.
 
 
 
1Points can be redeemed for gift cards, travel rewards and more.
 
218.92% APR for purchases, balance transfers and cash advances for Brave. 20.92% APR for purchases, balance transfers and cash advances for Brave Elite. If you are charged interest, the charge will be no less than $1. 
 

Lost or stolen card?

During regular business hours give us a call at 877-483-6811 or message us in online or mobile banking. If it's after hours, call 844-711-0463. They are ready to assist you 24 hours a day, 7 days a week.
 
If your card was stolen or you're the victim of identity theft, you may need to take additional action.