Bravera Bank

Home Ag Ag Credit Cards

Ag Credit Cards


Bravera Bank offers credit cards with competitive rates, while giving you easy access to your account and providing local servicing. With several options to be rewarded how you want, you're sure to find a card that's right for you. 
 
  • Low 14.88% APR for purchases and balance transfers
  • 18% APR for cash advances
  • No fees for balance transfers, cash advances, or over-the-limit
  • $1.00 minimum interest charge
 

ScoreCard Rewards Program

Earn bonus points for every qualifying dollar you spend; then turn your purchases into incredible gift or travel rewards. $20 annual fee for participation. Access and redeem your Scorecard Rewards online.
 


Credit Resources 

It takes credit to get credit, and credit is crucial to buying a new home, finding a place to rent, or purchasing a new car. You have to start somewhere, start here.
 

FORGE Business Elite

Apply Online

Visa Signature®

Apply Online
Rewards Earn cash back and rewards on purchases1 Earn 1.5% cash back rewards on purchases2
Rates
  • 14.88% APR for purchases and balance transfers
  • 18% APR for cash advances
  • 16.92% APR for purchases and balance transfers
  • 20% APR for cash advances
Support
  • Local servicing
  • Local servicing
  • 24/7 dedicated Visa support
Additional Benefits
  • No fees for balance transfers, cash advances, or over-the-limit
  • No fees for balance transfers, cash advances, or over-the-limit
  • Concierge service for travel, dining and entertainment
  • Exclusive access to promotional offers
Annual Fee
$75
 $50
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1. 
 If you are charged interest, the charge will be no less than $1. 
1Earn 1 ScoreCard Reward point per dollar spent using your Bravera Forge Business+ or Bravera Forge Business Elite Card. For Forge Business Elite cards, points can be redeemed as cash back via a statement credit in increments of 10,000 points for $100, 30,000 points for $300 or 50,000 points for $500. 2Earn 1.5 ScoreCard Reward points per dollar spent using your Bravera Visa Signature® Card. Points can be redeemed in increments of 2,500 points for $25 via a Statement Credit or ACH transfer to a provided account.
How It Works
Most everyone would prefer to live debt free, and by adding to your monthly payment toward a debt, you can become debt-free quickly and save money on interest. This calculator will show you how long it will take to pay off a loan and how much interest will accrue over the length of the loan.

Enter the balance of the loan as the Loan Balance and adjust the sliders to match the details of the loan. Move the Added Monthly Amt slider to see how paying a bit more each month will save you money on interest and change your payoff date.
How It Works

Credit cards with a low interest rate are hard to find. In fact, the average APR (Annual Percentage Rate) sits at around fifteen percent—that’s pretty high. You can look at this number and either roll your eyes & shrug your shoulders or work to ensure your creditors never get that much out of you. The Credit Card Payoff Calculator shows you how much interest you’ll have paid by the end of your payoff date. Use that information to give your debt a complete overhaul and start paying a monthly rate that helps you save on interest charges.

Here’s how:
  1. Enter your credit card’s balance & interest rate.
  2. Adjust the Monthly Payment to see how paying more can save you money in the long-run.
Credit cards with a low interest rate are hard to find. In fact, the average APR (Annual Percentage Rate) sits at around fifteen percent—that’s pretty high. You can look at this number and either roll your eyes & shrug your shoulders or work to ensure your creditors never get that much out of you. The Credit Card Payoff Calculator shows you how much interest you’ll have paid by the end of your payoff date. Use that information to give your debt a complete overhaul and start paying a monthly rate that helps you save on interest charges.


Learn more about paying off your credit card. 








We're here to help. 

Our experienced ag team can assist and advise you with all of your agricultural banking needs.