Home Purchase or RefinanceWhether you’re a first-time homebuyer, are looking to downsize as you ease into retirement or are anywhere in between, we’re confident we can find the home loan that’s right for you. With local servicing and local underwriting, our experienced professionals can help you find the right loan to meet your needs.
Home Equity Lines of Credit
5-year Fixed Rate1
- 5-year term
- Fixed rate on a revolving line of credit
- Monthly interest-only payments
10-year Variable Rate
- 10-year term
- Variable rate on a revolving line of credit
2Current APR ranges from 4.00% - 5.00%, depending on loan to value. Maximum APR that may be imposed under this plan is 12.00%. Fees to open the plan generally total $200.60 - $1,392.20. You must carry property insurance on the property that secures the line of credit.
Mortgage & Home Ownership Resources
How It Works
Because mortgage payments divide the cost of the mortgage into monthly chunks for the length of the loan, it can be hard to assess how much you'll end up paying in total for your home, and with interest, the amount you pay can be a lot more than you'd think. This calculator will help you see how much your home will actually cost you.
Enter the price of your home as the Home Price. Move the Down Payment slider to the down payment you paid or will pay for the home. Move the Loan Term slider to the length of your mortgage loan and the Interest Rate slider to the interest rate. If you'd like to adjust the amount you pay for home insurance, property tax, or change the PMI, select Advanced Options.
Coach: What mortgage can I afford?
How it Works
Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford. It will also explain the main factors that affect mortgage costs. To begin the Coach session, select Get Started. Next, follow along, answer questions, and provide information when asked.