Bravera Bank

ID Theft Smart

You may not be able to prevent identity theft, but we can help you protect yourself and restore your identity in the instance that it does occur. Together will Kroll, Bravera Bank can help you monitor your identity and credit with ID Theft Smart services. 

We offer several levels of protection:

We'll help you confirm and investigate fraud and assist you in restoring your identity. A personal investigator will help you:

  • Investigate fraudulent activity
  • Organize details of issues & explaining your rights
  • Initiate credit freezes on your behalf
  • Issue fraud alerts with credit bureaus, the Social Security Administration, the Federal Trade Commission and the US Postal Service. 
  • Prepare appropriate documentation

$3.95 per month

Includes all Tier 1 services, plus your credit will be continuously monitored and you will be notified in real time about activity in your credit file when the following is detected:

  • New accounts opened
  • Payment delinquencies
  • Public record changes 
  • Change of address 
  • Over card limits
  • Lost or stolen card reports
  • Major derogatory marks
  • New unconfirmed address
  • Fraud or victim statements

Single-Bureau Monitoring: $5.95 per month

Monitor your credit with Experian credit bureau.

Triple-Bureau Monitoring: $8.95 per month

Monitor your credit with Experian, Equifax and TransUnion credit bureaus.
Includes all Tier 1 and Tier 2 services, plus monitors your identity on non-credit bureau sources. Service includes:
  • Address Aware provides an 18-month history of all locations mail has been sent by the USPS and alerts the member if a fraudster attempts to change your mailing address with the USPS.
  • Public Persona monitors non-credit information on your credit report. An 18-month history report is provided upon enrollment and you will be notified if any changes are detected.
  • Web Watcher detects instances of your personal information being bought or sold by criminals online. This service helps to reduce your risk of financial identity theft, medical identity theft and account takeover fraud by constantly monitoring websites, forums, chat rooms, and other Dark Web locations where criminals buy, sell and trade stolen personal information.

Single-Bureau Monitoring: $9.95 per month

Includes Experian credit bureau monitoring.

Triple-Bureau Monitoring: $15.95 per month

Includes Experian, Equifax and TransUnion credit bureau monitoring.
Can be added to Tier 1, Tier 2 or Tier 3 services and monitors up to four children's social security numbers for:
  • Unauthorized use of name
  • Aliases
  • Addresses
  • Credit files
  • Fraudulent credit

$3.95 per month

Identity Theft Resources

The best way to prevent identity theft is to stay informed, aware, and on top of your finances. We've put together some steps you can take to help prevent identity theft.