Bravera Bank

Visa Signature® Card

Celebrate more. 

Earn 1.5% cash back rewards on purchases.1

Redeem points for cash back, gift cards, travel and more. Plus, earn exclusive benefits like luxury experiences and receive premier service as a Visa Signature® cardholder. 

Golf Rewards

Save on golf fees and merchandise with Troon Rewards®. 

Wine Country

Exclusive access to 50 Sonoma County wineries.


Concierge service for planning travel, concert tickets and more. 

Luxury Hotel Benefits

Access special guest privileges at Visa Signature® Luxury Hotels worldwide.

Rental Car Benefits

Exclusive discounts on Avis, Budget and Silvercar rental services.

Fine Dining

Access to fine dining and wine experiences.

Additional Benefits & Details

Visa Signature®

Apply Online

Rewards Earn 1.5% cash back rewards on purchases1
  • 16.92% APR for purchases and balance transfers
  • 20% APR for cash advances
  • Local servicing
  • 24/7 dedicated Visa support
Additional Benefits
  • No fees for balance transfers, cash advances, or over-the-limit
  • Concierge service for travel, dining and entertainment
  • Exclusive access to promotional offers
Annual Fee
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1. 

When you are traveling or working anywhere in the world, your Bravera Visa Signature® card gets you access to a multilingual call center - 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad. Keep in mind this program provides assistance only. Cardholders are responsible for the cost of any services received.

Add peace of mind to your itinerary. Purchase your airline ticket with your Bravera Visa Signature® card and you can enjoy Travel Accident Insurance. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your Bravera Visa Signature® card to secure transactions.

This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith — you pay a set price per service call. Certain limitations, terms and conditions apply.

Visa can work with Bravera to expedite the replacement of your card and ship it globally within 24 to 72 hours. 

Card Replacement Details

In case of emergency, Visa can arrange a wire cash transfer to your local Western Union within 2 hours of approval from your bank.

Disbursement Details

With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used.

Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. 

Policy details

With the Visa Lost/Stolen Card Reporting service, reporting a lost or stolen card is simple. Just call Visa Global Customer Care Services at 1-800-847-2911, or call one of our global toll-free numbers and a Visa representative will work with you to notify the appropriate parties and replace your card.

1Earn 1.5 ScoreCard Reward points per dollar spent using your Bravera Visa Signature® Card. Points can be redeemed in increments of 2,500 points for $25 via a Statement Credit or ACH transfer to a provided account.

Learn more or access your ScoreCard Rewards account.