Bravera Bank
The Current Insurance Market
The insurance industry is presently facing a notable transition, referred to as a "hard market," marked by an increase in insurance premiums and a reduction in the availability of insurance across various sectors. This industry-wide shift, as defined by the Insurance Risk Management Institute (IRMI), is characterized by rising premiums and diminishing insurance capacity to meet demand, and it is not confined to specific carriers, affecting the insurance industry as a whole.
Steps to Follow When An Accident Happens
When accidents happen, the first step is to contact your insurance advisor or start the claim process using the Bravera Insurance mobile app. The items below will outline the next steps after you’ve filed your auto claim with us.
Offer Your Employees The Best Benefits
Want to leverage employee benefits for better recruitment and retention? Double down on your employee benefits package and education with Bravera Insurance!
What Does Your Home Insurance Cover
Owning a home is likely the largest investment you will make. The benefits are many, including stabilizing your housing costs with a fixed mortgage, gaining equity, and taking advantage of tax benefits.
Crop Insurance
With crop insurance, you and your farm are protected against losses that occur during the crop year. Losses must be due to unavoidable issues beyond your control, like an extreme weather event.
Auto Insurance
Auto insurance is like ordering fast food—you have a lot of options.
Defend Your Home Against Ice Dams
An ice dam is a thick ridge of ice that forms at the edge of a roof. It prevents melting snow from draining off, forcing the melted water to seep underneath shingles.
Navigating Summer Storms
Don't let a weather claim rain on your parade. Midwest summers can be full of sun, fun, and good times with family. They can also come with wind and hailstorms.
What is Farm Insurance?
Farm insurance is a broad term that could include many essential coverages or you may need to build it out with additional policies, depending on your operations.
Renter's Insurance Coverage for College Students
It’s a mixed bag of emotions when the day arrives to send your child off to college.
Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed and may go down in value.
Questions about insurance?
Contact one of our insurance advisors by calling 877-483-6811 or by contacting us online. You can also request a review online.