Bravera Bank


Home Personal Home Equity Line of Credit

Home Equity Line of Credit

Dare to dream big.

Finance your dreams with a Bravera Home Equity Line of Credit (HELOC). Whether you're looking to make home improvements, consolidate debt or pay for college a HELOC can help you finance whatever you're looking to accomplish. Call 701-250-3632 to contact a home equity lender. 
 
We offer two financing options: 
 

Home Equity Line of Credit
  • 10-year term
  • Fixed rate on a revolving line of credit starting at 6.25% APR1
  • Monthly interest-only payments 

1 Annual Percentage Rate (APR) for Home Equity Lines of Credit can range from 6% to 8.75% based on credit. Subject to credit approval. An appraisal at borrower's expense may be required. Loan closing fees apply. Offer available to new Home Equity Lines of Credit with a combined Loan-to-Value (LTV) ratio under 80%. Offer is available for new applications submitted after 3/26/26. Primary residence only. Property insurance is required. Paying only the minimum balance will result in a balloon payment at the end of the term. 

 

Home Equity Term Loans

  • 5-, 10- or 15-year term
  • Fixed rates starting at 6.00% APR2

2 Annual Percentage Rate (APR) for Home Equity Term Loans can range from 6% to 8.75% based on credit. Subject to credit approval. An appraisal at borrower's expense may be required. Loan closing fees apply. Offer available to new Home Equity Term Loans with a combined Loan-to-Value (LTV) ratio under 80%. Offer is available for new applications submitted after 3/26/26. Primary residence only. Property insurance is required.

A 5-year Home Equity Term Loan for $100,000 at 6.097% APR would result in monthly payments of $1,932.21. A 10-year Home Equity Term Loan for $100,000 at 6.053% APR would result in monthly payments of $1,113.22. A 15-year Home Equity Term Loan for $100,000 at 6.289% APR would result in monthly payments of $859.92. Payments do not include taxes or insurance, and actual obligations will be greater. See a lender for full details.















Couple using computer

Ready to get started?

Contact one of our home equity experts by calling 877-483-6811 or by contacting us online.