Bravera Bank

Community Rewards Checking

You earn. We give.


When you open a Community Rewards Checking1 account from Bravera Bank you’ll start earning money up to three different ways. 

Cash Back Rewards

When you use your debit card, we’ll give you a dime per transaction if at least 10 debit card transactions post and settle during that statement cycle2

Free ATM Transactions

If you maintain a daily balance of $1,000 in your account, we’ll pay for all ATM fees. Otherwise, we’ll cover $20 worth of withdrawal fees per statement cycle. 

Earn Interest

Earn 2.02% APY3 on daily balances of $0-$10,000 if at least 10 debit card transactions post and settle during that statement cycle4


Community Rewards

When you open a Community Rewards Checking account from Bravera Bank, you earn and so does the community! At the end of the year, Bravera Bank adds up all of the rewards from your Community Rewards Checking account and makes a donation in your honor to a local charity. You earn. We give. The community benefits.



Smart Rewards Checking

Community Rewards Checking

Free online and mobile banking

Free bill pay

Free eStatements

Free phone banking

Free debit card

Earns interest

Account benefits None
  • Free Cashier's Checks
  • 5 free ATM transactions per month
  • Cash back rewards1
  • Free ATM transactions2
  • Earn 2.02% APY3
Minimum daily balance to earn interest N/A $1,000 $0
Qualifications to earn cash rewards N/A N/A 10 debit card transactions post and settle during each statement cycle
Service charge None
$5 monthly service charge if none of the the following qualifying balances are met:

  • $1,000 minimum daily balance in checking or
  • $5,000 combined deposit balances or 
  • $5,000 lending relationship
$5 monthly service charge if daily balance falls below $100 during statement cycle4

1 Certain restrictions may apply. Account subject to credit approval. 
2 Rewards deposited monthly into your account.
3 The Annual Percentage Yield is accurate as of 9/22/22. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 Daily balances exceeding $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. 

Ready to get started?

Contact one of our banking experts by calling 877-483-6811. You can also open a checking account online.