Bravera Bank


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Rooted in Community

Open an account. Make a difference. 

 

When you open a Community Rewards checking1 account with direct deposit at Bravera Bank in Helena, you'll receive $200, and we'll donate $100 on your behalf to either Helena Food Share or the Lewis and Clark Humane Society. 

This offer is limited to the first 50 account openings at our Helena branch. Stop in and talk to a banker today to open an account and make a difference. 

 

Community Rewards

Bravera Bank’s Community Rewards Checking Account offers everyday banking with built-in perks. 

Cash Back Rewards

When you use your debit card, we’ll give you a dime per transaction if at least 10 debit card transactions post and settle during that statement cycle2. 

Free ATM Transactions

If you maintain a daily balance of $1,000 in your account, we’ll pay for all ATM fees. Otherwise, we’ll cover $20 worth of withdrawal fees per statement cycle. 

Earn Interest

Earn 3.04% APY3 on daily balances of $0-$10,000 if at least 10 debit card transactions post and settle during that statement cycle4. 

 
1 Open a Community Rewards checking account with the direct deposit feature and Bravera will donate $100 to the Helena Food Share or the Lewis and Clark Humane Society and deposit $200 into the new account. Must be a first-time Bravera Bank personal checking customer. $200 will be paid within 45 days after the first direct deposit is made. Account earns 3.04% Annual Percentage Yield on daily balances of $0–$10,000 if at least 10 debit card transactions post and settle during that statement cycle. Daily balances exceeding $10,000 earn 0.05% APY. Entire balance earns 0.05% APY if at least 10 debit card transactions do not post and settle during that statement cycle. APY is accurate as of 9/10/25. Offer available until 12/19/25 or until 50 accounts have been opened. Fees could reduce earnings on the account. Rates may change after the account is opened. Certain restrictions apply. Subject to credit approval. 
2 Rewards deposited monthly into your account.
3 The Annual Percentage Yield is accurate as of 9/10/25. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 Daily balances exceeding $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. 


 
Free
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Community Rewards Checking
55+ Rewards Checking
Free online and mobile banking

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Free bill pay

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Free eStatements

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Free phone banking

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Free debit card

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Earns interest

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Account benefits None
  • Cash back rewards1
  • Free ATM transactions2
  • Earn 3.04% APY3
  • Five free ATM transactions per month
  • Tier 2 ID Theft Smart5
  • Earns 1.26% APY6
  • Free insurance quote from Bravera Insurance7
Minimum daily balance to earn interest N/A $0 $100
Qualifications to earn cash rewards N/A
  • 10 debit card transactions post and settle during each statement cycle
  • eStatements
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Service charge None $5 monthly service charge if daily balance falls below $100 during statement cycle4
$5 monthly service charge if none of the following qualifying balances are met4:

  • $100 minimum daily balance in checking
1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on daily balances of $0 – 10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/15/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 Service fee waived if there is one of the following per month: bill pay, electronic deposit or electronic withdrawal.
5 ID Theft Smart requires separate enrollment.
6 1.26% Annual Percentage Yield. Requires a minimum daily balance of $100 to earn interest. The APY is accurate of 10/4/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
7 Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency* Not financial institution guaranteed.










Ready to get started?

Contact one of our banking experts by calling 877-483-6811. You can also open a checking account online.