Bravera Bank

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Your Path Forward Starts Here

Earn up to $400*

 

Earn $2001 when you open a Bravera checking account and another $2002 when you refer friends and family to Bravera and they open a checking account. 

From free everyday banking to accounts that offer cash-back rewards, plus exclusive ATM benefits for customers 55+, Bravera has checking options built around how you bank.


When your friends or family open an account with Bravera you'll each receive $200. 

Forge ahead, the simple way.

Our Digital Switch Kit featuring Bravera's Deposit and Bill Switch makes it easy to move your paycheck and recurring subscriptions to your Bravera account, giving you a smooth, streamlined start with your new banking home.


*Conditions apply, see banker for details. 
1 Earn $200 when you open a new personal checking account with Bravera Bank and use the direct deposit feature. Must be a first-time Bravera Bank personal checking customer and present this coupon at account opening. $200 will be paid within 45 days after the first direct deposit into the new account is made. This offer applies to all personal checking accounts offered by Bravera Bank. The lowest Annual Percentage Yield (APY) offered on our checking accounts is 0.05%. Some checking accounts pay a higher APY and some accounts do not pay interest. Additional requirements may apply to earn a higher APY. APY is accurate as of 2/27/26. Rates may change after the account is opened. Fees could reduce earnings on the account. Offer available through December 31, 2026.
2Referral must be from a current Bravera Bank customer to a non-Bravera Bank customer who opens a new personal Bravera checking account. Account must be in good standing to receive $200 and will be paid within 45 days. This offer applies to all personal checking accounts offered by Bravera Bank. The lowest Annual Percentage Yield (APY) offered on our checking accounts is 0.05%. Some checking accounts pay a higher APY and some accounts do not pay interest. Additional requirements may apply to earn a higher APY. APY is accurate as of 2/27/26. Rates may change after the account is opened. Fees could reduce earnings on the account. Offer available through December 31, 2027.
Free
Checking
Community Rewards Checking
55+ Rewards Checking
Free online and mobile banking

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Free bill pay

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Free eStatements

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Free phone banking

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Free debit card

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Earns interest

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Account benefits None
  • Cash back rewards1
  • Free ATM transactions2
  • Earn 3.04% APY3
  • Five free ATM transactions per month
  • Tier 2 ID Theft Smart5
  • Earns 1.26% APY6
  • Free insurance quote from Bravera Insurance7
Minimum daily balance to earn interest N/A $0 $100
Qualifications to earn cash rewards N/A
  • 10 debit card transactions post and settle during each statement cycle
  • eStatements
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Service charge None $5 monthly service charge if daily balance falls below $100 during statement cycle4
$5 monthly service charge if none of the following qualifying balances are met4:

  • $100 minimum daily balance in checking
1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on daily balances of $0 – 10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/15/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 Service fee waived if there is one of the following per month: bill pay, electronic deposit or electronic withdrawal.
5 ID Theft Smart requires separate enrollment.
6 1.26% Annual Percentage Yield. Requires a minimum daily balance of $100 to earn interest. The APY is accurate of 10/4/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
7 Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency* Not financial institution guaranteed.










Ready to get started?

Contact one of our banking experts by calling 877-483-6811. You can also open a checking account online.