Bravera Bank

Earn up to $400*

Your cash. Your checking account.

 

Earn $2001 when you open a Community Rewards checking account and another $2002 when you refer friends and family to Bravera and they open a Community Rewards checking account. 

An interest-earning checking account with cash back rewards3, free ATM transactions4 and more. Use promo code EARN400 to redeem this offer.


When your friends or family open an account with Bravera you'll each receive $200 after the account has been opened 60 days. 

Forge ahead, the simple way.

Deposit Switch makes transferring a paycheck to your Bravera account simple. This digital process seamlessly links your employer's HR software to your bank account, no paperwork required.
*Conditions apply, see banker for details. 
1 Earn $200 when you open a Community Rewards Checking Account and use direct deposit feature. Must be a first time Bravera Bank personal checking account customer and present this coupon at account opening. Certain restrictions apply. Subject to credit approval. $200 will be paid within 45 days after the first direct deposit into the new account is made. Account earns 3.04% Annual Percentage Yield on daily balances of $0-$10,000 if at least 10 debit card transactions post and settle during that statement cycle. Daily balances exceeding $10,000 earn 0.05% APY. Entire balance earns 0.05% APY if at least 10 debit card transactions do not post and settle during that statement cycle. APY is accurate as of 04/05/2024. Offer available until December 31, 2025. Fees could reduce earnings on the account. Rates may change after the account is opened. 
2 Referral must be from a current Bravera Bank customer to a non-Bravera Bank customer who opens a Community Rewards Checking Account. Account must be open for 60 days and in good standing to receive $200. Bonus will be paid in the next statement cycle or within 45 days of meeting this requirement. Account earns 3.04% Annual Percentage Yield on daily balances of $0-$10,000 if at least 10 debit card transactions post and settle during that statement cycle. Daily balances exceeding $10,000 earn 0.05% APY. Entire balance earns 0.05% APY if at least 10 debit card transactions do not post and settle during that statement cycle. APY is accurate as of 4/05/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
3 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
4 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.

 

Free
Checking

Community Rewards Checking

55+ Rewards Checking

Free online and mobile banking

Free bill pay

Free eStatements

Free phone banking

Free debit card

Earns interest

Account benefits None
  • Cash back rewards1
  • Free ATM transactions2
  • Earn 3.04% APY3
  • Five free ATM transactions per month
  • Tier 2 ID Theft Smart5
  • Earns 1.26% APY6
  • Free insurance quote from Bravera Insurance7
Minimum daily balance to earn interest N/A $0 $100
Qualifications to earn cash rewards N/A
  • 10 debit card transactions post and settle during each statement cycle
  • eStatements
N/A
Service charge None $5 monthly service charge if daily balance falls below $100 during statement cycle4
$5 monthly service charge if none of the following qualifying balances are met4:

  • $100 minimum daily balance in checking
1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
3 3.04% Annual Percentage Yield on daily balances of $0 – 10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/15/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
4 ID Theft Smart requires separate enrollment.
5 ID Theft Smart requires separate enrollment.
6 1.26% Annual Percentage Yield. Requires a minimum daily balance of $100 to earn interest. The APY is accurate of 10/4/24. Rates may change after the account is opened. Fees could reduce the earnings on the account.
7 Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency* Not financial institution guaranteed.










Ready to get started?

Contact one of our banking experts by calling 877-483-6811. You can also open a checking account online.