Bravera Bank
Employee benefits, including robust healthcare options, have become an integral part of employment. Strong benefits not only help combat workforce shortages amid low unemployment rates but also serve as a vital tool for employers to remain competitive in attracting and retaining top talent. A successful, well-designed benefits package is mutually beneficial for both the employer and their employees.
Why Bravera Insurance for Employee Benefits?
An independent agency like Bravera Insurance offers the flexibility to truly customize benefits plans and packages. We have the freedom to focus on our clients' unique needs and tailor a benefits solution that fits them perfectly—without being restricted to a single carrier. This independence allows us to combine multiple carriers and plans, creating flexible, tailored solutions for businesses of all sizes.
Compliance
- Compliance is a critical aspect of benefits management that is often overlooked by businesses not working with an agent who understands compliance issues. While compliance is ultimately the business's responsibility, we actively monitor it for our clients. Although Bravera Insurance does not offer legal advice, we can help ensure you maintain compliance.
- Rules and regulations are constantly evolving, and staying up to date can be challenging. However, by partnering with an experienced agent like Bravera Insurance, businesses are better positioned to remain compliant. We make it a priority to stay on top of any changes and inform our clients whenever they are impacted, saving them the time and complexity of self-monitoring. This proactive approach ensures that businesses remain compliant, avoid costly penalties, and focus on what they do best—running their operations.
Benefits administration platform
- We offer a complimentary benefits administration platform to all our groups, providing significant value to both employers and employees. This platform eliminates the need for paper-based processes and helps reduce errors that could lead to compliance issues.
- By using an administrative platform, employers can streamline employee enrollments and monitor them electronically, significantly reducing manual tasks. This not only reduces the administrative burden but also saves valuable payroll hours that would otherwise be spent on benefits management.
- Additionally, the platform enhances employee engagement by giving employees a clear and detailed understanding of their benefits options and associated costs. With user-friendly tools and real-time access, employees can make informed decisions about their benefits, fostering a greater appreciation for the value of the plans offered. This increased transparency and ease of use drive higher participation rates and overall satisfaction
Employer and employee education sessions
- Benefits (including health, dental, vision, and other products) can often be confusing, which is why we are passionate about hosting educational sessions for both employers and their employees. These sessions allow us to walk everyone through the various plan offerings, explaining the differences, and help employees make informed decisions.
- Not only does this approach drive greater engagement with the benefits plans, but it also ensures that employees fully understand the options available to them. By clarifying the details of each plan, employees are empowered to choose the best fit for their needs, leading to better satisfaction and utilization of their benefits
Local presence, national reach
- We offer competitive plans through a wide range of reputable carriers, including Blue Cross Blue Shield, Sanford Health Plan, Medica, UnitedHealthcare, Delta Dental, UNUM, The Standard, Principal, Companion Life, and many more.
- This variety gives our clients the flexibility to choose the best options for their employees, all while maintaining a single point of contact for all their plan offerings. It simplifies the process, saving time and ensuring a more streamlined benefits experience for businesses of all sizes.
Want to learn more about employee benefits with Bravera Insurance? Contact Group Benefits Advisor Katelyn Holzer at 701-456-3318 or kholzer@bravera.bank.Katelyn has worked in the benefits industry for more than six years and began her career with Blue Cross Blue Shield of North Dakota. She works with employers to find the best benefits available that fit the company and their employees’ needs. Katelyn has experience with both employer-paid and voluntary products, including health, dental, vision and supplemental benefits.
Questions about insurance?
Contact one of our insurance advisors by calling 800-225-9104 or by contacting us online. You can also request a quote online.
Bravera Insurance has locations throughout North Dakota and Montana. We are licensed in 38 states with multiple areas of expertise.
Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed