Bravera Bank

Coverage for Oilfield Hauling

Driver and load liability risk travels with you, and you need coverage that hangs on for the whole ride. Even if you’re using a personal pickup truck, you shouldn’t rely on personal auto coverage or the cheapest coverage you can find. Truckers have a few additional liabilities to consider.

Don’t get skipped for jobs because of improper insurance. Most MSAs (Master Service Agreements) and contracts want proof of insurance with certain minimums to consider you for a job.  MSA’s often transfer various legal liability issues to the trucker that go beyond the minimum insurance requirements.  Because of these transfers of risk, it’s good business to have an insurance advisor to help you offset your risk.

Customized protection

The basics could get you moving, but it likely won’t cover the risk and liability gaps most truckers face. We’ll help customize the right options for you, such as a risk review of your company’s liability exposures.

  • Debris removal - helps with the cost to clear and remove debris after a covered accident
  • Pollution - accidental discharge or release of transported hazardous materials (including production water)
  • Loading or unloading freight - helps with costs from cargo damage while loading or unloading
  • Towing and storage - helps with costs for towing and storing your truck and equipment after an accident
  • Your use of Non-Owned Trailers
  • Umbrella/Excess Liability policy – can extend coverage over existing policies

What is needed to get a proposal

Be ready to discuss the factors that might affect your coverage, like:

  • Gross vehicle weight rating (GVRW) of trucks
  • Commercial driver’s license (a CDL might lower your rates)
  • Driving record and claims
  • DOT and MC numbers (where required)
  • Travel haul area
  • Hiring practices

Give us a call for a quick review

We’ll get your policy review on the road so you can get back to business with confidence. We’re here to help create a bumper-to-bumper solution to protect you from trucking liability gaps.

Questions about insurance? 

Contact one of our insurance advisors by calling 800-225-9104 or by contacting us online. You can also request a quote online. 

Bravera Insurance has locations throughout North Dakota, including Dickinson, Bismarck, Mandan, Devils Lake, Watford City, Carrington, Finley, Cooperstown and Northwood and has recently expanded into Montana with services in Glendive. We are licensed in 38 states with multiple areas of expertise. 

This content is from Applied Systems, Inc. and is for informational purposes only and not for the purpose of providing professional, financial, medical or legal advice. You should contact your licensed professional to obtain advice with respect to any particular issue or problem.

Bravera Insurance is an equal opportunity provider. Products and services offered through Bravera Insurance are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed