Bravera Bank


Joel Torres


Joel Torres

Investment Advisor Representative

Bismarck Town Centre
401 N. 4th St.
Bismarck, N.D. 58501
 
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About Joel

Joel can develop a comprehensive plan that helps you achieve your investment goals, including those for retirement, college planning, insurance, investment accounts and more. He saves you time by listening to your needs and goals in order to invest your money wisely. “I really enjoy building relationships with our clients and providing them with financial clarity throughout their lives. Our clients’ goals are at the center of what we do.” As a former collegiate baseball player, Joel found that commitment and setting goals were at the center of being successful. Those qualities now serve him well as an advisor, because he helps you commit to achieving your financial goals. Born and raised in New York City, Joel earned a bachelor’s degree in business administration with an emphasis in financial planning from Eastern New Mexico University. He has completed the Financial Industry Regulatory Authority’s General Securities Representative Qualification Examination as well as the North American Securities Administrators Association Series 66 exam.




Products and services offered through Bravera Wealth are: * Not a deposit * Not FDIC Insured * Not Insured by any federal government agency * Not financial institution guaranteed and may be subject to investment risk, including loss of principal amount invested. 

Securities offered through American Portfolios Financial Services, Inc. (APFS) Member FINRA/SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc.(APA) an SEC Registered Investment Advisor. Bravera Wealth is not affiliated with APFS and APA. Securities products offered by American Portfolios are not FDIC insured, not deposits or other obligations of the financial institution, not guaranteed and are subject to investment risk and possible loss of principal invested.

Check the background of these investment professionals on FINRA’s BrokerCheck. 

Customer Relationship Summary [PDF]