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Ag Checking

A good banking partner can make a difference in your bottom line. Bravera Bank’s agricultural roots run deep and we are committed to those who feed the world, providing a variety checking account options and digital services to help run your operation more efficiently.

Free Checking

A free and easy way to manage your banking.

Free online and mobile banking
Free bill pay
Free eStatements
Free debit card
No minimum daily balance

OPEN An Account

Smart Rewards Checking

An interest-earning checking account for customers who maintain a relationship with Bravera

Free online and mobile banking
Free bill pay
Free eStatements
Free debit card
Earns interest
Free cashier's checks
5 free ATM transactions per month

OpEN An Account

Community Rewards Checking

An interest-earning checking account with cash back rewards¹, free ATM transactions² and more.

Free online and mobile banking
Free bill pay
Free eStatements
Free debit card
Earns cash rewards¹
Free ATMs²
Earns 3.04% APY³

OpEN An Account

¹ Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.
² Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.
³ 3.04% Annual Percentage Yield on balances of $0-10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/03/23. Rates may change after the account is opened. Fees could reduce the earnings on the account.
⁴ Service fee waived if there is one of the following per month: bill pay, electronic deposit, electronic withdrawal.

Compare Accounts

	Free Checking Open An Account	Smart Rewards Checking Open An Account	Community Rewards Checking Open An Account
Free online and mobile banking	✓	✓	✓
Free bill pay	✓	✓	✓
Free eStatements	✓	✓	✓
Free phone banking	✓	✓	✓
Free debit card	✓	✓	✓
Earns interest		✓	✓
Account benefits	None	Free Cashier's Checks 5 free ATM transactions per month	Cash back rewards¹ Free ATM transactions² Earn 3.04% APY³
Minimum daily balance to earn interest	N/A	$1,000	$0
Qualifications to earn cash rewards	N/A	N/A	10 debit card transactions post and settle during each statement cycle eStatements
Service charge	None	$5 monthly service charge if none of the the following qualifying balances are met: $1,000 minimum daily balance in checking or $5,000 combined deposit balances or $5,000 lending relationship	$5 monthly service charge if daily balance falls below $100 during statement cycle⁴

1 Earn $0.10 per debit card transaction. Requires at least 10 debit card transactions post and settle during that statement cycle.

2 Unlimited ATM fee refunds. Requires $1,000 minimum daily balance or get $20 in ATM refunds per statement cycle with less than $1,000 daily balance.

3 3.04% Annual Percentage Yield on balances of $0-10,000. Requires at least 10 debit card transactions post and settle during that statement cycle. Daily balances over $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY. The APY is accurate as of 4/03/23. Rates may change after the account is opened. Fees could reduce the earnings on the account.

4 Service fee waived if there is one of the following per month: bill pay, electronic deposit, electronic withdrawal.

Digital Banking Services

We offer digital banking products that are designed to optimize efficiency for your business. From transfers and deposits to payments and payroll, our digital banking products provide a number of
time-saving conveniences.